01
Open Budget Settings
From your Budget page, choose Settings to manage how active expense categories are organized.
BUDGETOctober 2026
Monthly plan01
→Open BudgetReview your monthly plan.
02
Choose SettingsOrganize expense categories.
BUDGET
BUDGET
Organize your budget categories
Classify your expense categories as Fixed, Variable or Not Budgeted so your monthly budget reflects how you want to organize spending.
4 min readBEFORE YOU START
Budget Settings controls category organization.
Each active expense category can be classified according to how you want it to appear in your budget.
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Fixed is for predictable or recurring expense categories
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Variable is for flexible day-to-day spending
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Not Budgeted removes the category from Fixed and Variable classification
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Save your changes when the categories are organized correctly
STEP BY STEP
Let's get it set up.
02
Choose a classification for each category
Each active expense category can be classified as Fixed, Variable or Not Budgeted.
BUDGET SETTINGSChoose how each expense category is organized.
CATEGORYGroceries
Variable⌄
03
Use Fixed for predictable expenses
Fixed categories are useful for expenses that are generally expected as part of your regular monthly plan.
FIXED EXPENSESPredictable monthly categories
FixedHousingFixed
InternetFixed
InsuranceFixed
SubscriptionsFixed
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Fixed describes how the category is organized in your budget. It does not mean the actual spending must always be exactly the same.
04
Use Variable for flexible spending
Variable categories help separate day-to-day spending that may change from month to month.
VARIABLE EXPENSESFlexible day-to-day categories
VariableV
GroceriesEveryday food and household spending
VariableV
TransportFlexible travel and transport costs
VariableV
DiningMeals and other dining activity
VariableV
EntertainmentFlexible leisure spending
Variable◎
Variable categories can still have monthly budget amounts. The classification simply keeps them separate from Fixed expenses.
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Understand Not Budgeted and save your settings
Use Not Budgeted when a category should not be classified as Fixed or Variable. Save your settings when you are finished.
CATEGORYMiscellaneous
→CLASSIFICATIONNot Budgeted
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The category is no longer classified as Fixed or Variable.
Existing stored budget amounts are preserved if the classification changes.
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Category classification applies across months. Changing a category to Not Budgeted removes its Fixed or Variable classification, while stored budget amounts are preserved.
ONE CATEGORY STRUCTURE
Keep predictable and flexible spending easy to distinguish.
Budget Settings determines where expense categories appear in your budget without changing the transactions assigned to those categories.
FIXEDPredictableHousing · Internet · Insurance
VARIABLEFlexibleGroceries · Transport · Dining
NOT BUDGETEDUnclassifiedOutside Fixed / Variable
EXPENSE CATEGORYGroceries
→CLASSIFICATIONVariable
→BUDGET SECTIONVariable Expenses
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Classification organizes the budget view. Changing a category's classification does not recategorize the underlying transactions.
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