BUDGETING

Give every AED a plan.

Turn planned income into a practical monthly budget, follow what you actually spend and understand what remains without losing sight of the wider financial picture.

MONTHLY BUDGETOctober 2026
Active
PLANNED INCOMEAED 15,000
TOTAL BUDGETEDAED 12,000
AVAILABLE TO BUDGETAED 3,000
HOUSINGAED 4,000 of AED 4,000
100%
GROCERIESAED 2,500 of AED 3,000
83%
TRANSPORTAED 1,500 of AED 2,000
75%
REMAINING TO SPENDAED 3,500Across active categories

START WITH A PLAN

Decide where your planned income should go.

Start with the income you expect for the month, allocate amounts across the categories that matter and keep unallocated money visible.

01 · PLANNED INCOMEAED 15,000Money available to plan
→
02 · ALLOCATEAED 12,000Across budget categories
→
03 · AVAILABLE TO BUDGETAED 3,000Not allocated yet

PLAN VS SPENDING

Two questions. Two different remaining amounts.

Available to Budget tells you what has not yet been allocated. Remaining to Spend tells you what has not yet been used from the budgets you created.

PLANNING

Planned incomeAED 15,000
Total budgeted− AED 12,000
Available to budgetAED 3,000
Income you have not allocated to budget categories yet.

SPENDING

Total budgetedAED 12,000
Actual spent− AED 8,500
Remaining to spendAED 3,500
Budgeted amount that has not yet been used by recorded spending.

BUDGET VS ACTUAL

See how each category is tracking.

Compare what you planned with what has actually been recorded and see how much of each category budget remains.

✓Compare budget and actual spending
✓See remaining amounts by category
✓Understand category utilization
✓Spot categories approaching their limits
CategoryBudgetActualRemaining
HousingAED 4,000AED 4,000AED 0
100%
GroceriesAED 3,000AED 2,500AED 500
83%
TransportAED 2,000AED 1,500AED 500
75%
LifestyleAED 3,000AED 500AED 2,500
17%
TRANSACTIONFast Food
− AED 120
→
CATEGORYDining
BudgetAED 1,200
SpentAED 720
RemainingAED 480

CONNECTED TO ACTIVITY

Let recorded spending update the picture.

Transactions categorized against your budget help turn a static plan into a live view of what has actually happened.

✓Record spending once
✓Keep category actuals current
✓See remaining amounts update

PART OF THE WIDER PICTURE

Your budget does not sit on its own.

Budgeting connects everyday spending decisions to the wider MoniTrak workspace.

TRANSACTIONSWhat happened
→
BUDGETWhat you planned
→
REPORTSWhat it means
→
FORECASTWhat may come next

BUILD YOUR PLAN

Make your monthly spending more intentional.

Bring planned income, category budgets and actual spending into one organized view.

Get started free→Budget Help